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Currently, there are over 5000 mutual fund schemes that are available in the country. Finding the right one to invest is through a SIP scheme is never an easy task. If you are planning to start your investment journey and earn subsatantial returns then SKG Capital is the palce to go.  We are dedicated to helping clients find the best-suited Top 10 mutual funds for sip to invest in 2022 as per their needs and risk appetite. We are backed by a highly qualified team of experts that help our clients navigate through the various schemes and choose the ideal one. 

Mutual Fund SIP for Short Term or Long Term

It may look strange when everyone is advocating top 10 mutual funds for sip to invest in 2022 for the long term, what is the need for this debate on mutual fund SIP for the short term or long term? Theoretically investing in mutual fund SIP for the long term will work for investors. But for practical reasons, one needs to commit to a mutual fund scheme for the short term. As a result of it, many prefer to break that long term into many six months or 1 year periods and then start investing in top 5 mutual funds for sip.  Then at the end of six months or 1-year, they renew it for another 6 months or 1 year. An investor needs to renew like this till a complete the pre-determined long-term period. One might be of the view that it is an unnecessary people work and waste of time. But one is likely to be completely convinced when they have finished reading the following section of this article.

How Much A Person Is Contributing Towards Mutual Fund Sip Changes Over A While?

At the beginning of a career, a person can commit to a small amount. With progress in their career, they are likely to be able to increase contribution. Likewise, when someone reaches a stage where the individual need to spend more on a kid's education, daughter's wedding, buying a house, or other major financial commitment it becomes difficult for them to continue the same amount.

So whenever renewing at the end of six months or a year one can take into consideration the cash deposit and based on that they can invest for an increased amount, or the same amount, or maybe a reduced amount.

Portfolio Review

Also, it gives a chance to review the portfolio with the advisor once every six months or one year. The scheme which one has chosen for this is performing well compared to the peers. It is best to review the portfolio periodically. The scheme may turn out to be a laggard. The scheme may turn out to be performing well when it is meant for a sip.

But over some time, it may get derailed from its performance. It is much like cricket players. The investor will be in a good form in the game for a while. Then they will lose their form after some time. So it is beneficial to periodically check on the performance of the top 10 mutual funds for sip to invest in 2022. If there is a commitment for 10 years then it is likely that the advisor will not come back to the investor whenever he is called. For six months or one-year period he is likely to come back to ask for a renewal.

When committing for long terms general practice is that people ignore reviewing the top 10 mutual funds for sip to invest in 2022. It may generate poor returns and one can avoid this periodic review. 

Instead of committing top mutual funds for sip, having a long-term financial plan and commitment to a mutual fund is be based on that plan is fruitful. Our company helps customers find the best SIP top 10 mutual funds for sip to invest in 2022 as per their financial goals and risk appetite.